Your finance specialists
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Use of this website and applying for products or services is subject to our terms and conditions
Maintaining your credit record is vital the any credit active consumers life , far to often do consumers get declined for credit applications due to incorrect credit record information or lack of knowledge of this.
Maintaining your credit record should be an ongoing exercise and our DIY Credit Fix Tool Kit & Consumer Credit Report will give you the insights and guidance on how you can do this which will ensure that you have access to credit when you need it the most.
2014 credit amnesty explained & its benefits to you
How to get your Free yearly credit report
How to update your credit record
understanding your credit record
How to improve your credit score
New Law regarding Judgements 2014
How to remove Judgements/Defaults
Valuable tips when applying for credit
What to do if you are unable to pay all accounts
and more . . .
Experian Consumer Credit report:
Defaults, Judgments, Trace alerts, Notices, own enquiries, other enquiries
Personal details history
Our consumer credit report and DIY Credit Fix Tool kit is your starting point on the road to repairing your credit, You are then also entitled to one free credit report from all credit bureaus per a year however we suggest that you check your credit report at least twice a year, additional reports can be purchased.
Application for product terms and conditions:
Applying for a loan with Finance Wizard is subject to the purchase of our value added 3 in 1 package. This package includes our Free Premium Loan Services, Consumer Credit Report and our DIY Credit Fix Toolkit.
You get all this for a ONCE OFF payment of R155. This payment is NOT due upfront and will only be deducted via debit order on or around your next salary pay date.
You may cancel this package within a 5 working day cooling off period. Cancellations must be done via letter or electronic communication only. Such cancellations must be confirmed by the company to make it valid.
You may also cancel this package within A 30 calendar day period after a debit order has been done, in such case the company has the right to recover fees related to cost of the debit order at a rate of R20 which will automatically be deducted from any refund payable to you.
NO cancellations will be accepted after the 30 calendar day period.
If for any reason the above fee could not be collected this will automatically cancel the package and you will not be entitled to receive your Consumer Credit Report and DIY Credit Fix Toolkit.
Delivery of the “Consumer Credit Report” and the “DIY Credit Fix Toolkit” will be delivered within 7 days after the 30 calendar day cancellation period.
Delivery of these products will be emailed to you, if you have not received your items within the prescribed time frame please also check your spam/junk mail folders. If you still cannot find your items please email your I.D number to firstname.lastname@example.org or give us a call.